By Timothy N Parsons, Partner, Barlow Lyde & Gilbert

Now in its fourth edition, Lingard's is the leading textbook on Bank Security Documents. Widely cited, this is a core resource for banking lawyers in-house, in private practice or at the Bar, bankers dealing with security documents or recovery situations and insolvency practitioners. It covers all aspects of the subject matter in detail, including e.g. chapters on guarantees and third-party charges, facility letters, the debenture, fixed and floating charges, covenants, and covers security documents for land, shares, life policies and contracts, goods, money etc. This edition takes account of recent clarification on the law relating to floating charges and is updated in light of the overhaul of the insolvency regime. It also includes new material on subjects such as charges over cash and security over IP rights and copyright and a widely expanded precedents section and an accompanying CD of the precedents which can be adopted to your house style.

Contents:

1. The creation of Security.
2. Preliminary steps.
3. Minutes.
4. Registration and other formalities.
5. Commercial benefit: guarantees and third-party charges.
6. Facility letters. Inherent defects.
7. The debenture.
8. The covenant to pay.
9. Fixed charges.
10. Floating charges.
11. Covenants and miscellaneous clauses.
12. Enforcement.
13. The composite guarantee and debenture and syndication clauses.
14. Guarantees and other security documents.
15. Guarantees and third-party charges.
16. Land. Shares.
17. Life policies and contracts.
18. Goods.
19. Money.
20. Miscellaneous.
21. Specimen security documents.
22. Debenture.
23. Composite debenture.
24. Guarantee (Individual).
25. Guarantee (Company).
26. Legal charge of freeholds and/or leaseholds.
27. Charge over shares.
28. Letter of pledge.
29. Trust receipt.
30. Letter of hypothecation and lien.
31. Priorities deed.  

Appendix. Index.